“According to the ‘World Clock’ as I post this comment it is 6:42 PM in Pune so I assume since there are no gleeful followup comments from you, you must be out chasing the culprit who failed to pay you back! 😕
On the other hand, perhaps they did pay you back and you’re out shopping with the returned funds… and interest I presume! :)”
The borrower when confronted said that he had promised to return the loan on the 21st inst. At that time he had not taken into account the 21st being a Sunday! So, he has sought an extension of 24 hours and has promised to pay tomorrow.